Have you held a production and an image of a brand, which you didn´t ask authorization for, appeared? Have you invaded someone´s individual privacy? These are some of the lapses the media companies are constantly exposed to. Oversights, basic errors, simple and human, which not only result in loss of reputation to the company, but in significant financial loss that threatens their future as well.
Therefore, Prospecto Seguros points out the importance to contract Professional Civil Liability Insurance, better known as Errors and Omissions (E&O), which offers support to the insured and its professionals against possible civil lawsuits in case of material and/or moral damage claimed by third parties. In general, the purpose of the insurance is to cover the costs of defense in judicial suits and other damages, which can be indemnified.
• Moral Damages • Offense, Defamation and Slander • Financial Loss • Lawyers´ Fees and Procedural Costs • Contract Breach • Breach of Professional Secret • Loss, Robbery or Theft of Documents • Dishonest Acts by Employees • Expenses for Image Crisis
• Invasion of right to privacy of a living or dead person; • Violation of copyright or moral right of authors; • Infringement of trademark, names, titles, symbols of a corporate brand, brands and logos; • Non-compliance with the limits of right to use and exploration of rights; • Any activity related to the covered audiovisual production, its duplication, distribution, reproduction to the audience, transmission, cinematographic adaptation or transformation, marketing, as well as exploration of part of the audiovisual production for commercial purposes.