Quality and safety shall be primordial for an event to provide unique experience to its attendees and audience, eternal in their memories.
Those who organize and those who attend an event expect everything to be perfect. Therefore, Prospecto Seguros offers the best coverage for every kind of event, whether corporate, promotional, social, religious, sport, cultural.
Check out the main coverage below!
• Organiser Civil Liability - Basic: It covers body injury or material damages caused to third parties due to accidents related to the event performance. • Moral Damages Liabiliy: It covers suits for moral damages the insured suffers due to material damages or body injuries caused to third parties pursuant to risks covered in the insurance contract. • Installation, Assembly and Disassembly Liability: It covers the material damages or body injuries caused to third parties and the companies contracted by the insured during installation, assembly and disassembly of the temporary structure necessary for the performance of the event. • Food and Beverage Liability: It covers damages caused to third parties due to supply of beverages and food for consumption during the event, only if the supply is done by companies contacted by the insured. • Civil Liability Parked Vehicles: it guarantees reimbursement of the expenses related to the repair of damages caused to third parties´ vehicles under safeguard by the insured during the event. • Employer’s Liability: It covers reimbursements related to death and/or permanent disability caused by accident of employees and assigns, while working for the production. • Civil Liability for Real Property: It supports the involuntary material damages caused to real estate close to the event site or spaces rented by the insured for the performance of the event.
• Equipment: It covers the damages caused to computers, internal circuit cameras, telephone devices, musical instruments, cinematographic, lighting, photographic, electronic audio and video equipment, among others used for the performance of the event. • Exhibited Items: It covers loss caused to objects and equipment displayed during the event. • Till: It covers amounts in cash and checks related to the sale of tickets for the insured event, which are stolen inside the box office or in transit, in the holders´ hands.
• Non-Use of the Site: It covers the expenses pursuant to the impossibility to use the site, where the performance of the event has been planned in, due to fire, collapse, flood, among others. • Cancelation: It covers loss caused by cancellation, abandonment, interruption, transfer or postponement of the event, in whole or in part, directly due to any cause beyond the production´s control. • Inclement weather: It covers loss caused by cancellation, abandonment, interruption, transfer or postponement of the event, in whole or in part, directly resulting from adverse weather conditions. • Forced Loss of Public: It covers loss caused by Forced Loss of Public as a consequence of covered risks, such as strikes and manifestations, and which do not depend on the organizer´s, the sponsor´s will and/or the will of any person or entity financing the event.
It guarantees to the event organizers or promoters protection to their team, audience, celebrities and attendees in general pursuant to accident during the insured event. It contemplates the following coverage: • Accidental Death; • Total or Partial Permanent Disability due to Accident; • Medical, Hospital and Dental Expenses.